Terms of Service

Last Updated: October 16, 2026

Agreement to Terms

By accessing or using ShareValue.ai (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

The Service is operated by Pleasant Hill AI, doing business as Sharevalue AI ("we", "us"). These Terms are an agreement between you and Pleasant Hill AI, doing business as Sharevalue AI.

Description of Service

ShareValue.ai provides stock analysis tools and information for educational and informational purposes. Our Service includes:

  • Stock screening and ranking based on fundamental analysis
  • Financial metrics and scores
  • Market data and analysis
  • Investment research tools

IMPORTANT DISCLAIMERS

Not Investment Advice

THE SERVICE IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT IS NOT INTENDED TO BE, AND SHOULD NOT BE CONSTRUED AS, INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, OR ANY OTHER TYPE OF ADVICE.

  • We are not registered investment advisors, broker-dealers, or financial planners
  • We do not provide personalized investment recommendations
  • All information is provided "as is" without any warranty
  • You should consult with a qualified financial advisor before making any investment decisions

No Guarantee of Accuracy

While we strive to provide accurate information:

  • We do not guarantee the accuracy, completeness, or timeliness of any data
  • Stock market data may be delayed or contain errors
  • Financial metrics are calculated based on publicly available data which may be incorrect
  • Past performance does not guarantee future results

Investment Risks

Investing in stocks involves substantial risk, including:

  • Loss of principal
  • Market volatility
  • Company-specific risks
  • Economic and political risks

YOU ACKNOWLEDGE THAT YOU MAY LOSE SOME OR ALL OF YOUR INVESTMENT.

Acceptable Use

You May:

  • Use the Service for personal, non-commercial purposes
  • View and analyze stock information
  • Use our tools for research and education

You May NOT:

  • Use automated tools (bots, scrapers, crawlers) to access the Service
  • Attempt to circumvent rate limits or security measures
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use the Service for any illegal purpose
  • Reproduce, distribute, or create derivative works from our content without permission

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

WE ARE NOT LIABLE FOR ANY INVESTMENT LOSSES, DAMAGES, OR COSTS ARISING FROM YOUR USE OF THE SERVICE, YOUR RELIANCE ON INFORMATION PROVIDED, OR INVESTMENT DECISIONS MADE BASED ON OUR ANALYSIS.

Maximum Liability: In no event shall our total liability to you exceed $100 USD.

Indemnification

You agree to indemnify, defend, and hold harmless ShareValue.ai, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Investment decisions made based on the Service

Plans, Free Trial, Billing and Refunds

Some parts of the Service need a paid plan. Every plan is an annual subscription, and you can hold more than one. We sell:

  • Market packs: full rankings, screeners and filters for one market, such as the US or the UK, at US$24 a year for each market. The US market pack also includes insider trades analysis.
  • The all-markets bundle: every market we cover, plus insider trades analysis, at US$79 a year.
  • Insider trades analysis: our analysis of company insider trades on its own, at US$19 a year. The US market pack and the all-markets bundle both already include it.
  • More AI credits: any paid plan comes with more AI credits than a free account.

Our Pricing page always shows the current prices. If a price on this page differs from the Pricing page, the Pricing page applies.

Free trial

You can try our paid plans free for 7 days. Starting the trial takes one click and needs no card or other payment details. During the trial you can use everything we sell. When the 7 days are up, trial access simply stops and your account goes back to the free tier. Nothing is charged when the trial ends, automatically or otherwise, and the trial never turns into a subscription by itself. You can buy a plan at any time. We offer one free trial per account. We keep a record of used trials, including the date a trial started, even after an account is deleted.

Free market for existing accounts

If you had a ShareValue.ai account before paid plans launched, you can pick one market pack free for 6 months from your account page. When the 6 months are up, that market goes back to the free tier unless you buy it. Nothing is charged automatically. The offer can be claimed once per account.

Billing

  • Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries about payments and handles returns, and its buyer terms also apply to your purchase.
  • Our list prices are in US dollars. Where Paddle supports your currency, the price is shown and charged in your local currency, converted from the US dollar price at Paddle's exchange rate when you check out, so the local amount can differ slightly from day to day. Subscriptions are billed annually in advance. Depending on where you live, sales tax or VAT is either included in the price or added at checkout; Paddle collects it. The final price, currency and tax are confirmed at checkout before you pay.
  • Subscriptions renew automatically at the end of each annual period at the then-current price, until you cancel. We will tell you at least 30 days before a price change takes effect on your renewal.
  • At each annual renewal we charge your subscription in the same currency you subscribed in. Where that currency is not US dollars, the local amount is based on our US dollar list price and may be higher or lower than the amount you paid the year before because of exchange-rate movements, and sales tax or VAT is calculated again for your location. Paddle emails you a receipt for every charge, and we will tell you at least 30 days before any change to our US dollar list price takes effect on your renewal.
  • You can cancel at any time from Manage subscription on the Pricing page or from any Paddle receipt. Cancelling stops the next renewal; you keep access until the end of the period you have paid for.
  • Payments are non-refundable except where the law requires a refund or as set out in our Refund Policy.

Read our Refund Policy for details.

Dispute Resolution

Class Action Waiver

YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY, AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law rules. Nothing in these Terms removes any protection you have under the mandatory consumer laws of the country where you live.

Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of information as described in the Privacy Policy.

Changes to Terms

We may modify these Terms at any time by posting the revised Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

For questions about these Terms, please contact us:

Email: legal@sharevalue.ai

Subject Line: "Terms of Service Inquiry"

Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT:

  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • You understand the Service is not investment advice
  • You understand the risks of investing
  • You will not hold us liable for investment losses
  • You will use the Service responsibly and legally
  • You are at least 13 years old (or 16 in the EEA)

Summary (Not Legally Binding)

In Plain English:

  • We provide stock analysis tools for education, not investment advice
  • Consult a financial advisor before investing
  • We're not responsible for your investment losses
  • Don't scrape our site or abuse the service
  • We can change or discontinue the service anytime
  • Your privacy is protected (see Privacy Policy)
  • Disputes are resolved individually, not as class actions

Remember: This summary is for convenience only. The full Terms above are the legally binding agreement.