Best Banks - Regional Stocks in the United States for 2026
Top-ranked Banks - Regional stocks in United States. Regional banks compete on net interest margin, deposit stickiness, and credit cost; Health-pillar capital ratios filter out names that screen cheap for a reason.
Regional Banks live and die on net interest margin, deposit franchise stickiness, and credit cost. Headline P/E compresses across the cohort, so the Valuation pillar leans on price-to-tangible-book; the Health pillar (Tier 1, NPL trends, loan-loss coverage) is the safety floor that filters out names that screen cheap for a reason.
Data as of (updated daily)
Top 20 Banks - Regional stocks in United States by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | OPHC.US | OptimumBank Holdings, Inc. | 74.2 |
| 2 | CARE.US | Carter Bank and Trust | 71.5 |
| 3 | MCHB.US | Mechanics Bank | 67.2 |
| 4 | OZK.US | Bank Ozk | 66.7 |
| 5 | FRST.US | Primis Financial Corp | 66.2 |
| 6 | ZION.US | Zions Bancorporation | 65.9 |
| 7 | ITUB.US | Itau Unibanco Banco Holding SA | 65.9 |
| 8 | NPB.US | Northpointe Bancshares, Inc. | 65.4 |
| 9 | CIZN.US | Citizens Holding Company | 65.0 |
| 10 | EFSI.US | Eagle Financial Services Inc Common Stock | 64.7 |
| 11 | CZFS.US | Citizens Financial Services Inc. Common Stock | 64.6 |
| 12 | OPBK.US | OP Bancorp | 64.5 |
| 13 | TOWN.US | Towne Bank | 64.3 |
| 14 | VABK.US | Virginia National Bankshares Corp | 64.2 |
| 15 | COSO.US | CoastalSouth Bancshares, Inc. | 64.1 |
| 16 | BLX.US | Foreign Trade Bank of Latin America Inc | 63.9 |
| 17 | INTR.US | Inter & Co. Inc. Class A Common Shares | 63.3 |
| 18 | NWFL.US | Norwood Financial Corp | 63.1 |
| 19 | NEWT.US | NewtekOne, Inc. | 63.0 |
| 20 | CVBF.US | CVB Financial Corporation | 62.9 |
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Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score within the Banks - Regional industry, the United States. Use the screener for the full ranked list.