Best Banks - Regional Stocks in the United States for 2026
Top-ranked Banks - Regional stocks in United States. Top Banks (Regional) stocks ranked by 4-pillar fundamental composite score.
Regional Banks live and die on net interest margin, deposit franchise stickiness, and credit cost. Headline P/E compresses across the cohort, so the Valuation pillar leans on price-to-tangible-book; the Health pillar (Tier 1, NPL trends, loan-loss coverage) is the safety floor that filters out names that screen cheap for a reason.
Data as of (updated daily)
Top 20 Banks - Regional stocks in United States by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | OPHC.US | OptimumBank Holdings, Inc. | 79.5 |
| 2 | CARE.US | Carter Bank and Trust | 76.2 |
| 3 | NWG.US | Natwest Group PLC | 72.7 |
| 4 | MCHB.US | Mechanics Bank | 70.7 |
| 5 | BBDO.US | Banco Bradesco S/A ADR | 70.3 |
| 6 | COFS.US | ChoiceOne Financial Services Inc | 67.3 |
| 7 | CZFS.US | Citizens Financial Services Inc. Common Stock | 66.2 |
| 8 | PIRBF.US | Piraeus Bank S.A. | 65.8 |
| 9 | OPBK.US | OP Bancorp | 65.0 |
| 10 | NECB.US | Northeast Community Bancorp Inc | 64.7 |
| 11 | OZK.US | Bank Ozk | 64.6 |
| 12 | BLX.US | Foreign Trade Bank of Latin America Inc | 64.6 |
| 13 | IFS.US | Intercorp Financial Services Inc | 64.3 |
| 14 | PKBK.US | Parke Bancorp Inc | 64.2 |
| 15 | PFS.US | Provident Financial Services Inc | 63.9 |
| 16 | CIZN.US | Citizens Holding Company | 63.7 |
| 17 | NEWT.US | NewtekOne, Inc. | 63.7 |
| 18 | SBFG.US | SB Financial Group Inc | 63.6 |
| 19 | COSO.US | CoastalSouth Bancshares, Inc. | 63.5 |
| 20 | ITUB.US | Itau Unibanco Banco Holding SA | 63.3 |
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Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score within the Banks - Regional industry, the United States. Use the screener for the full ranked list.