Best Credit Services Stocks for 2026

Payment networks like Visa and Mastercard earn high ROIC and screen well on Quality; consumer-finance issuers look cheaper on Valuation with loss reserves as the floor.

Credit Services covers payment networks, card issuers, and the consumer-finance specialists. Network operators (Visa, Mastercard, the global incumbents) earn unusually high ROIC and screen well on Quality; consumer-lender issuers screen better on Valuation with the Health pillar (credit-loss reserves) as the safety floor.

Data as of (updated daily)

Top 20 Credit Services stocks by composite score

#TickerNameComposite
1MAHAPEXLTD.NSEMaha Rashtra Apex Corporation Limited79.2
2XYF.USX Financial Class A75.1
3RECLTD.NSEREC Limited72.0
4QFIN.US360 Finance Inc71.8
5GENTERA.MXGentera S.A.B. de C.V71.3
6PFS.NSEPTC India Financial Services Limited71.2
7MFIN.USMedallion Financial Corp70.5
8JCAP.USJefferson Capital, Inc. Common Stock68.8
9PFC.NSEPower Finance Corporation Limited67.8
10SYF.USSynchrony Financial67.5
111601.HKZhongguancun Science Tech Leasing C67.0
12CSLFINANCE.NSECSL Finance Limited66.8
13ANTA.USAntalpha Platform Holding Co66.1
143660.HK360 DigiTech Inc.65.9
15LX.USLexinfintech Holdings Ltd65.9
16ORCH.LSEOrchard Funding Group PLC65.4
171577.HKQuanzhou Huixin Micro credit Co Ltd65.4
180086.HKSun Hung Kai & Co Ltd65.3
19FINV.USFinVolution Group65.3
20VIJIFIN.NSEViji Finance Limited64.5

Want to drill into Credit Services stocks?

The full screener applies the Credit Services industry filter and lets you stack 30+ more filters on top: market cap, country, dividend yield, and the four pillar scores.

Open in screener →

Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score; use the screener for the full ranked list.

Frequently asked questions about Credit Services stocks