Best Credit Services Stocks for 2026
Top Credit Services stocks ranked by 4-pillar fundamental composite score.
Credit Services covers payment networks, card issuers, and the consumer-finance specialists. Network operators (Visa, Mastercard, the global incumbents) earn unusually high ROIC and screen well on Quality; consumer-lender issuers screen better on Valuation with the Health pillar (credit-loss reserves) as the safety floor.
Data as of (updated daily)
Top 20 by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | MAHAPEXLTD.NSE | Maha Rashtra Apex Corporation Limited | 79.2 |
| 2 | XYF.US | X Financial Class A | 79.1 |
| 3 | QFIN.US | 360 Finance Inc | 74.2 |
| 4 | SYF.US | Synchrony Financial | 72.4 |
| 5 | RECLTD.NSE | REC Limited | 72.1 |
| 6 | PFS.NSE | PTC India Financial Services Limited | 70.8 |
| 7 | JCAP.US | Jefferson Capital, Inc. Common Stock | 69.2 |
| 8 | MFIN.US | Medallion Financial Corp | 68.5 |
| 9 | GENTERA.MX | Gentera S.A.B. de C.V | 68.2 |
| 10 | PFC.NSE | Power Finance Corporation Limited | 67.7 |
| 11 | 0717.HK | Emperor Capital Group Ltd | 67.2 |
| 12 | JFIN.US | Jiayin Group Inc | 67.0 |
| 13 | 1601.HK | Zhongguancun Science Tech Leasing C | 66.7 |
| 14 | CSLFINANCE.NSE | CSL Finance Limited | 66.7 |
| 15 | 0086.HK | Sun Hung Kai & Co Ltd | 66.6 |
| 16 | FINV.US | FinVolution Group | 66.3 |
| 17 | LX.US | Lexinfintech Holdings Ltd | 66.1 |
| 18 | MSCD34.SA | Mastercard Incorporated | 65.5 |
| 19 | MA.US | Mastercard Inc | 65.5 |
| 20 | VISA34.SA | Visa Inc | 65.2 |
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Same scoring engine, ranked under classic investment frameworks. Each link narrows the Credit Services cohort by the named strategy.
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Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score; use the screener for the full ranked list.