Best Credit Services Stocks in India for 2026
Top-ranked Credit Services stocks in India. Payment networks like Visa and Mastercard earn high ROIC and screen well on Quality; consumer-finance issuers look cheaper on Valuation with loss reserves as the floor.
Credit Services covers payment networks, card issuers, and the consumer-finance specialists. Network operators (Visa, Mastercard, the global incumbents) earn unusually high ROIC and screen well on Quality; consumer-lender issuers screen better on Valuation with the Health pillar (credit-loss reserves) as the safety floor.
Data as of (updated daily)
Top 20 Credit Services stocks in India by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | MAHAPEXLTD.NSE | Maha Rashtra Apex Corporation Limited | 79.2 |
| 2 | RECLTD.NSE | REC Limited | 72.0 |
| 3 | PFS.NSE | PTC India Financial Services Limited | 71.2 |
| 4 | PFC.NSE | Power Finance Corporation Limited | 67.8 |
| 5 | CSLFINANCE.NSE | CSL Finance Limited | 66.8 |
| 6 | VIJIFIN.NSE | Viji Finance Limited | 64.5 |
| 7 | CPCAP.NSE | CP Capital Limited | 62.9 |
| 8 | FIVESTAR.NSE | Five-Star Business Finance Limited | 61.7 |
| 9 | IREDA.NSE | Indian Renewable Energy Development Agency Limited | 61.7 |
| 10 | AFIL.NSE | Akme Fintrade India Ltd | 60.5 |
| 11 | UGROCAP.NSE | Ugro Capital Limited | 60.1 |
| 12 | HUDCO.NSE | Housing & Urban Development Corporation Limited | 60.0 |
| 13 | UYFINCORP.NSE | U. Y. Fincorp Limited | 60.0 |
| 14 | CGCL.NSE | Capri Global Capital Limited | 59.7 |
| 15 | MUTHOOTFIN.NSE | Muthoot Finance Limited | 59.7 |
| 16 | STARTECK.NSE | Starteck Finance Limited | 59.3 |
| 17 | TCIFINANCE.NSE | TCI Finance Limited | 59.0 |
| 18 | INDOSTAR.NSE | IndoStar Capital Finance Limited | 58.0 |
| 19 | PAISALO.NSE | Paisalo Digital Limited | 57.3 |
| 20 | WILLAMAGOR.NSE | Williamson Magor & Company Limited | 56.8 |
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Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score within the Credit Services industry, India. Use the screener for the full ranked list.