Best Credit Services Stocks in India for 2026
Top-ranked Credit Services stocks in India. Payment networks like Visa and Mastercard earn high ROIC and screen well on Quality; consumer-finance issuers look cheaper on Valuation with loss reserves as the floor.
Credit Services covers payment networks, card issuers, and the consumer-finance specialists. Network operators (Visa, Mastercard, the global incumbents) earn unusually high ROIC and screen well on Quality; consumer-lender issuers screen better on Valuation with the Health pillar (credit-loss reserves) as the safety floor.
Data as of (updated daily)
Top 20 Credit Services stocks in India by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | MAHAPEXLTD.NSE | Maha Rashtra Apex Corporation Limited | 79.3 |
| 2 | RECLTD.NSE | REC Limited | 72.2 |
| 3 | PFC.NSE | Power Finance Corporation Limited | 70.1 |
| 4 | CSLFINANCE.NSE | CSL Finance Limited | 66.9 |
| 5 | VIJIFIN.NSE | Viji Finance Limited | 64.8 |
| 6 | CPCAP.NSE | CP Capital Limited | 62.9 |
| 7 | PFS.NSE | PTC India Financial Services Limited | 62.9 |
| 8 | IREDA.NSE | Indian Renewable Energy Development Agency Limited | 62.2 |
| 9 | FIVESTAR.NSE | Five-Star Business Finance Limited | 62.0 |
| 10 | AFIL.NSE | Akme Fintrade India Ltd | 60.7 |
| 11 | UGROCAP.NSE | Ugro Capital Limited | 60.6 |
| 12 | HUDCO.NSE | Housing & Urban Development Corporation Limited | 60.4 |
| 13 | UYFINCORP.NSE | U. Y. Fincorp Limited | 60.2 |
| 14 | CGCL.NSE | Capri Global Capital Limited | 60.2 |
| 15 | MUTHOOTFIN.NSE | Muthoot Finance Limited | 60.1 |
| 16 | STARTECK.NSE | Starteck Finance Limited | 59.4 |
| 17 | TCIFINANCE.NSE | TCI Finance Limited | 59.0 |
| 18 | INDOSTAR.NSE | IndoStar Capital Finance Limited | 57.8 |
| 19 | PAISALO.NSE | Paisalo Digital Limited | 57.6 |
| 20 | BAIDFIN.NSE | Baid Finserv Limited | 57.0 |
Customise the Credit Services + India screen
The full screener applies both filters and lets you stack 30+ more on top: market cap, dividend yield, and the four pillar scores.
Open in screener →Explore related pages
Credit Services in other countries
Other industries in India
Browse the hub pages
Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score within the Credit Services industry, India. Use the screener for the full ranked list.