Best Credit Services Stocks in Financial Services for 2026
Top-ranked Credit Services stocks within the Financial Services sector. Payment networks like Visa and Mastercard earn high ROIC and screen well on Quality; consumer-finance issuers look cheaper on Valuation with loss reserves as the floor.
Credit Services covers payment networks, card issuers, and the consumer-finance specialists. Network operators (Visa, Mastercard, the global incumbents) earn unusually high ROIC and screen well on Quality; consumer-lender issuers screen better on Valuation with the Health pillar (credit-loss reserves) as the safety floor.
Data as of (updated daily)
Top 20 Credit Services stocks in Financial Services by composite score
| # | Ticker | Name | Composite |
|---|---|---|---|
| 1 | MAHAPEXLTD.NSE | Maha Rashtra Apex Corporation Limited | 79.3 |
| 2 | QFIN.US | 360 Finance Inc | 72.3 |
| 3 | RECLTD.NSE | REC Limited | 72.2 |
| 4 | GENTERA.MX | Gentera S.A.B. de C.V | 71.8 |
| 5 | PFC.NSE | Power Finance Corporation Limited | 70.1 |
| 6 | 0605.HK | China Financial Services Holdings Limited | 69.2 |
| 7 | 1577.HK | Quanzhou Huixin Micro credit Co Ltd | 68.7 |
| 8 | 1601.HK | Zhongguancun Science Tech Leasing C | 68.0 |
| 9 | SEZL.US | Sezzle Inc. | 67.5 |
| 10 | FINV.US | FinVolution Group | 67.0 |
| 11 | CSLFINANCE.NSE | CSL Finance Limited | 66.9 |
| 12 | ADMF.JK | Adira Dinamika Multi Finance | 66.3 |
| 13 | SYF.US | Synchrony Financial | 66.2 |
| 14 | MFIN.US | Medallion Financial Corp | 66.0 |
| 15 | ORCH.LSE | Orchard Funding Group PLC | 65.4 |
| 16 | JCAP.US | Jefferson Capital, Inc. Common Stock | 65.3 |
| 17 | 1905.HK | Haitong UniTrust International Leasing Co Ltd | 65.2 |
| 18 | VIJIFIN.NSE | Viji Finance Limited | 64.8 |
| 19 | XYF.US | X Financial Class A | 64.2 |
| 20 | 3660.HK | 360 DigiTech Inc. | 64.0 |
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Methodology: How we score stocks. Data refreshed nightly around 03:30 ET. This page lists the top 20 by composite score within the Credit Services industry under Financial Services. Use the screener for the full ranked list.